AU Small Finance Bank
Digital Banking Reimagined: Enhancing the Everyday Banking Experience
Industries
Finance & Digital Banking, Fintech, B2C - Consumer app
Preview link
AU Small
finance bank
OVERVIEW
AU Small Finance Bank is dedicated to making banking accessible for everyone. The AU 0101 mobile banking app embodies this commitment by providing a secure and user-friendly platform that transforms how users engage with banking. Focused on user comfort, the app features tailored solutions for everyday financial needs, offering an intuitive and personalized experience - all while ensuring safe, cashless transactions.

CHALLENGES
Cluttered and Confusing Dashboard:
Cluttered and Confusing Dashboard: The dashboard displayed too many features without logical grouping or prioritization, making navigation difficult. Clear categorization & an enhanced search functionality were needed to improve accessibility.
Poor Discoverability and Visibility:
Users struggled to discover the available services and offers, with no clear indication of what they can do within the app. This led to frustration and poor retention rates.
Hidden Key Actions:
Essential actions, such as viewing balances, card details, or making transactions were hidden behind multiple clicks, adding friction to user interactions.
Outdated Interface:
The interface needed an upgrade to align with contemporary UI standards to boost engagement and retention.
SOLUTIONS
A unified banking experience that brings together card management, credit insights, EMI planning, and personalized dashboards, designed to simplify financial decisions and give users greater clarity and control.
Workshop Insights
We conducted a 2-hour workshop with members from PM, design, tech, and business teams to dive deep into the appโs goals and lay the foundation for an engaging and intuitive user experience.
Design System
We created a responsive design system with over 25+ components, ensuring a seamless experience across two visual modes.
Light mode
The dominant theme across the app, features a light background that aligns with the brandโs orange color.
Dark mode
Dark mode is applied in specific sections to introduce the brandโs purple color and explore the potential of a broader dark theme implementation.
โจโจAll components were carefully designed to work flawlessly across both modes, prioritizing accessibility and adherence to color guidelines. Additionally, we designed a set of custom icons for the app, tailored to maintain a cohesive and distinctive visual identity throughout the app.
Accounts and Cards
The card wallet allows the users easily manage their cards in one place. It provides a clear view of all their cards, with options to view details, set limits, block/unblock cards, and take other essential actions, ensuring a seamless and efficient experience.
Experience Tailored to Every Occasion
For a truly personalized banking experience, we designed the homepage to celebrate every special occasion. From national holidays to cultural festivals, it adapts with curated content and exclusive offers, creating a unique experience connected to the moments that matter. Enjoy a festive touch every time you log in.
Money Watcher is designed to give users a comprehensive view of their credit health.
Your EMI Journey, Simplified and Clear
We designed the EMI calculator to make loan planning effortless, whether itโs for a personal loan, car loan, or two-wheeler loan. With easy-to-use sliders for adjusting loan amounts and tenure, and a small graph to provide a clear visual breakdown, users can quickly understand their repayment plan. This tool combines simplicity and accuracy to ensure a seamless experience for making informed financial decisions.
Banking On-the-Go, Optimized for Tablets
Explore how our tablet design enhances efficiency for bank employees. View the full case study to learn more.









